To be eligible for a Stream loan, you must:

• Have been with your current employer for more than 6 months.

• Have been enrolled on the Stream app for at least 4 months.

• Pass our affordability checks.

• Have no history of bad debts, such as credit that has not been paid back in the past 6 months.

• Be a resident of the UK, excluding Channel Islands (Jersey, Guernsey, Isle of Man).

• Be over 18 years old.

• Set up a direct debit from a linked current account.