Stream Limited runs the Stream app. Stream is an EMD Agent (FCA reference number 902046) of Modulr FS Limited. Modulr FS Limited is a company registered in England and Wales (company number 09897919). It is authorized and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for issuing electronic money and payment services. Your Build pot is an e-money account provided by Modulr Ltd. Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS). However, your funds will be kept in separate accounts and protected according to the Electronic Money Regulations 2011. More detailed information on how your funds are protected is available here for UK residents and here for non-UK residents.